Many employers provide a basic level of life insurance to employees and offer workers the opportunity to purchase higher levels of coverage at an affordable price. This gives employees access to portable coverage they can keep beyond their current employment situation. Most people need enough life insurance to replace their income for seven to ten years.
Term life coverage is affordable, requires no physical exam and is portable. We can help our clients and their employees understand the importance of naming a beneficiary.
Interest-sensitive whole life insurance accumulates cash value that you can borrow from or use to buy a reduced policy with no more premiums due. Universal life coverage offers flexible premiums and the ability to increase or decrease the benefit as your needs change.
Since knowing how much life insurance you need is a critical part of protecting your family, we can help your employees calculate appropriate additional coverage they may need.
When you partner with R.M. Beasley & Associates to deliver your life insurance and other employee benefits, we take responsibility for ensuring that your employees are educated about their benefits, carriers, claims process and more, and we are always happy to share our contact information, so they can contact us directly with any questions, to save you time and effort.
Please don’t hesitate to contact us with any questions or “Request a Quote” to get started: